A Transparent, Decentralized Custody Framework for Modern Microschools.
Graduation Vaults are time-locked donation vaults built for each student — governed by multi-signature approvals and zero-custody infrastructure. No pooled funds, no hidden accounts, and no early access.
Empower students. Build legacy. Sovereign Wealth Architecture — Powered by Self-Defi.
Start with the 3–4 minute explainer video on the right, then dive into the guides for your role.
SD Advisory Group never holds keys, never signs transactions, and never touches donated funds.
Zero-Custody Infrastructure for Sovereign Wealth Architecture.
Self-Defi provides secure, self-custody infrastructure for individuals and organizations. Our mission is to give communities the tools to build sovereign, transparent wealth systems — without intermediaries holding their funds or making decisions for them.
With Graduation Vaults, schools, parents, trustees, and donors keep full control. SD Advisory Group is not a custodian:
- We do not hold private keys or approval authority.
- We do not provide investment products, yields, or fund management.
- We provide the underlying smart-contract and dashboard infrastructure only.
Student-Specific, Time-Locked Donation Vaults.
Each Graduation Vault is a dedicated smart account for one student, governed by a 3-of-4 multi-signature structure and a time-lock that releases funds at graduation.
3-of-4 Multi-Signature With Parent Required
Every vault is controlled by four adults: Parent/Guardian (mandatory), School Representative, Teacher/Staff or Counselor, and an Independent Trustee or Community Oversight member. Any withdrawal — including graduation unlock — requires three approvals and the parent is always one of them.
Locked Until Graduation, With Rare Exceptions
Vaults remain locked until the student’s graduation date. Emergency withdrawals are extremely rare and require documented hardship plus approvals from the Parent/Guardian, School Representative, and Independent Trustee. If any signer disagrees, the vault stays locked.
On-Chain Dashboard for Families & Donors
Students and parents receive read-only dashboards showing current balance, donation history, contributors, lock status, and graduation countdown. Donors can monitor progress 24-7 through public, auditable vault data — no logins required for viewing.
Student Vaults + School Innovation Vault
In addition to individual Graduation Vaults, schools may also operate a transparent Innovation Vault — a 2-of-3 multi-sig account for campus-wide upgrades, partnerships, and enrichment programs. All activity is public, and SD Advisors still holds zero keys.
Aligned Roles, Clear Responsibilities.
Graduation Vaults are designed so each group knows exactly what they are — and are not — responsible for.
Future-Focused, Not Speculative
Students receive a protected vault that unlocks at graduation, not an investment account. Parents act as mandatory signers, approve withdrawals, and can monitor progress through a read-only dashboard at any time.
Administrative, Not Financial Custody
School Representatives and Staff signers verify enrollment, review emergency requests when needed, and help families understand the system. They never custody crypto, never move funds, and cannot decide how donations are spent on their own.
Neutral Oversight, Zero Fund Control
Trustees provide neutral checks and balances. They review emergency requests and governance changes, but they never hold or manage money. Their key is only used during major decisions requiring oversight.
Transparent, Trackable Gifts
Donors can choose a student or contribute to the School Innovation Vault, send funds directly on-chain, and verify delivery instantly. Every contribution is a gift — transparent, trackable, and time-locked for the student or school community.
Step-By-Step Guides for Every Role.
Share these PDFs directly with families, staff, trustees, and donors to keep onboarding simple and consistent.
Student Guide
Explains the vault, time-lock, emergency rules, transfers, and the student’s responsibility to protect their dashboard access.
Parent Onboarding Packet
Walks parents through wallet setup, donations, dashboard viewing, emergency policy, and FAQs — with the parent always required as a signer.
School Staff Onboarding
Clarifies what staff are responsible for — and equally important, what they are not — while holding signing credentials safely.
Trustee / Community Oversight
Outlines how trustees evaluate emergency requests, maintain neutrality, and protect the integrity of the system without ever holding student funds.
Donor to Student
Explains how individual donors choose a student vault, contribute, and track donations over time — with clear language that this is a gift, not an investment product.
School Donor & Sponsor
Designed for organizations and sponsors funding a school-level Innovation Vault with full on-chain transparency and 2-of-3 multi-sig governance.
Whitepaper & Presentation Resources.
For school leaders, attorneys, and strategic partners who want the full picture of the Graduation Vault System design and roadmap.
Graduation Vault System — 2025 Edition
Formal whitepaper covering the architecture, control layer (SAFE smart accounts), 3-of-4 governance, timelock modules, contribution model, legal framing, and risk management.
Download Whitepaper (PDF)Presentation Deck & Explainer Video
Use the main Graduation Vaults slide deck and presentation video for parent nights, micro-school pitches, and partner briefings.
View Slide Deck (IPFS) Watch Presentation Video (IPFS)School Vault Governance Brief
One-page explainer for how the School Innovation Vault complements student vaults — ideal for administrators and board members reviewing transparency and control.
Download School Vault PDFView the Graduation Vaults Dashboard.
The dashboard provides read-only, on-chain visibility into student vaults and school innovation vaults — without giving anyone withdrawal access from the UI.
Use the dashboard to search student vaults, monitor donations, and confirm lock status at any time. All balances, transactions, and governance events are recorded on-chain for permanent transparency.
Open DashboardBring Graduation Vaults to Your Microschool.
Ready to pilot Graduation Vaults with your students or micro-school network? Book a short call to review your use-case, legal review plan, and deployment options.
Book a 15-Minute Intro Call
Discuss implementation, onboarding, and how to position Graduation Vaults with your families, board, or donor community.
Schedule ConsultationQuestions or Legal Review?
Need a copy of the whitepaper or onboarding packets for your legal or compliance team? Reach out and we’ll send a curated review bundle.
Email support@self-defi.com